creditcard
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creditcard [2009/05/06 07:15] twdorris |
creditcard [2009/05/13 12:55] twdorris |
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| http://en.wikipedia.org/wiki/Authorization_hold | http://en.wikipedia.org/wiki/Authorization_hold | ||
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| ===== Overview ===== | ===== Overview ===== | ||
| - | The image below outlines the process here. It's basically: | + | The whole process is basically this: |
| - Customer submits credit card information to our website, including credit card billing address | - Customer submits credit card information to our website, including credit card billing address | ||
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| - Our processor submits the credit card # and amount to the customer's bank for an authorization hold. | - Our processor submits the credit card # and amount to the customer's bank for an authorization hold. | ||
| - Once our processor has this authorization hold, they attempt to validate the billing address with the credit card bank. | - Once our processor has this authorization hold, they attempt to validate the billing address with the credit card bank. | ||
| - | - If that succeeds, our processor finishes the sale and the money transfers to our account | + | - If that succeeds, our processor finishes the sale and the money transfers to our account. |
| - | - If that validation fails, our processor gives us a declined message | + | - If that validation fails, our processor requests that the customer's credit card bank release the authorization hold placed in step 3. |
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| - | {{http://www.ecmtuning.com/images/forums/ccflow.gif }} | + | |
| ===== Authorization Hold ===== | ===== Authorization Hold ===== | ||
creditcard.txt · Last modified: 2024/03/15 11:16 (external edit)
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